Arca gives finance teams an AI layer that reads loan agreements, monitors financial covenants, analyzes insurance policies, and flags revenue recognition risk — all with full citation trails.
From credit facilities to revenue contracts, Arca gives finance teams the legal intelligence they need without waiting on outside counsel.
Upload any credit facility or loan agreement and get an instant breakdown of covenants, pricing grids, events of default, cross-default provisions, and material adverse change clauses.
Track compliance with leverage ratios, interest coverage, minimum liquidity, and other financial covenants across all your credit facilities — with alerts before a breach occurs.
Extract coverage types, limits, deductibles, exclusions, and reporting obligations from any insurance policy — and flag gaps against your risk management requirements.
Flag contract terms that affect ASC 606 / IFRS 15 treatment — variable consideration, multiple performance obligations, and license vs. service distinctions — before the audit cycle.
Review and standardize payment terms, late fees, penalties, and right-of-setoff provisions across your supplier base — catching off-market terms before they affect cash flow.
Research withholding tax provisions, treaty benefits, and transfer pricing documentation requirements — with full citation trails back to primary statutory sources.
Arca connects to your document repository, accounting systems, and email to deliver legal intelligence where finance teams work.
Arca extracts every financial covenant from your credit facilities — leverage ratios, coverage tests, liquidity requirements — and monitors compliance against your live financial data. You get alerts before a potential breach, not after a lender call.
Upload any credit agreement and Arca delivers a structured summary — key definitions, pricing grids, cross-default provisions, events of default, and covenant schedule — in under an hour. Your CFO walks into lender negotiations fully prepared.
Arca reads customer contracts and flags terms that affect ASC 606 treatment — variable pricing, non-standard acceptance criteria, and bundled performance obligations — so your finance team catches recognition issues during deal review, not during the audit.